Terms and Conditions

Agreement to Terms

These Terms and Conditions govern your use of Dorynexilath's financial planning consultation services and website located at Dorynexilath.

By using our services, you agree to be bound by these terms. If you disagree with any part of these terms, please do not use our services.

Last Modified: August 18, 2025

Definitions and Interpretation

For the purposes of these Terms and Conditions, the following definitions apply:

• • "Service": Financial planning consultations, analysis, and related advisory services provided by Dorynexilath
• • "User" or "You": Any individual or entity that accesses or uses our services
• • "Content": All information, materials, and resources provided through our website and consultation services
• • "Company" or "We": Dorynexilath Financial Consultancy and its employees, agents, and representatives

Eligibility Requirements

You must be at least 18 years old to use our services and enter into this agreement.

18+ only

You must have the legal capacity to enter into binding agreements in your jurisdiction.

Your use of our services must comply with all applicable Malaysian and international laws.

Service Description

Dorynexilath provides financial planning consultation services on a monthly subscription basis for $250 per month, inclusive of applicable taxes.

Services include personalized budget analysis, goal-based planning discussions, risk assessment reviews, and ongoing consultation support.

Services are provided subject to advisor availability and scheduling. We strive to accommodate your preferences but cannot guarantee specific time slots.

User Responsibilities

As a user of our services, you agree to:

• • Provide accurate, complete, and current information during consultations and account setup
• • Maintain the security of your account credentials and notify us immediately of unauthorized access
• • Use our services only for lawful purposes and in accordance with these terms
• • Not misuse, abuse, or interfere with the proper functioning of our services or systems
• • Report any technical issues or concerns promptly to our support team

Prohibited Activities

You may not use our services for any of the following purposes:

• • Any illegal activity or violation of applicable laws and regulations
• • Activities that could harm, harass, or violate the rights of other users or third parties
• • Sending spam, unsolicited communications, or promotional materials through our systems
• • Introducing viruses, malware, or other harmful code into our systems
• • Attempting to gain unauthorized access to our systems, accounts, or data
• • Violating intellectual property rights or using our content without permission

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain the property of Dorynexilath.

We grant you a limited, non-exclusive license to use our services for their intended purpose only.

You may not copy, modify, distribute, or create derivative works from our proprietary content without written permission.

You retain ownership of information you provide but grant us license to use it for service delivery purposes.

Privacy and Data Protection

Your privacy is important to us. Our data collection and use practices are described in detail in our Privacy Policy.

We collect only the information necessary to provide our financial planning services effectively.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Payment Terms and Billing

Our financial planning consultation service operates on a monthly subscription model with the following terms:

Monthly subscription fee of $250 USD, billed in advance on the same date each month

Payments are non-refundable except as required by applicable consumer protection laws

We reserve the right to modify pricing with 30 days written notice to existing subscribers

Service Disclaimers

Our services are provided "as is" without warranties of any kind, express or implied.

We make no warranties regarding the accuracy, completeness, or suitability of our advice for your specific situation.

Past performance does not guarantee future results

Individual results may vary based on personal circumstances, market conditions, and implementation of discussed strategies

Limitation of Liability

To the maximum extent permitted by Malaysian law, Dorynexilath's liability is limited to the amount paid for services in the preceding 12 months.

We shall not be liable for any indirect, consequential, or punitive damages arising from your use of our services.

Our total liability for all claims shall not exceed the subscription fees paid in the 12 months prior to the claim.

User Indemnification

You agree to indemnify and hold harmless Dorynexilath from any claims, damages, or expenses arising from your use of our services or violation of these terms.

This includes reasonable legal fees and costs associated with defending against third-party claims.

Dispute Resolution Procedures

We are committed to resolving disputes fairly and efficiently through the following procedures:

We encourage informal resolution of disputes through direct communication before formal proceedings.

Governing Law

Any disputes arising from use of our services shall be subject to the exclusive jurisdiction of Malaysian courts.

These terms are governed by Malaysian law, and disputes will be subject to the jurisdiction of Malaysian courts.

Service Termination

You may cancel your subscription at any time by contacting our customer service team.

We reserve the right to terminate service for violation of these terms or non-payment of fees.

Upon termination, your access to services will cease, but these terms will remain in effect for applicable provisions.

Modifications to Terms

We may modify these terms at any time to reflect changes in our services or applicable laws.

Material changes will be communicated through email or prominent website notice at least 30 days before taking effect.

Continued use of our services after changes take effect constitutes acceptance of the modified terms.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue to be valid and enforceable.

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and Dorynexilath.

These terms supersede all previous agreements, understandings, and communications regarding the subject matter.

Contact Information

For questions about these terms or our services, please contact us using the information provided on our website.